Hey thanks for those extra links! I'm well on my way to begging for help in the art and sound departments!
I've been very fortunate. I found someone on GameDev who already provided some great music and sound effects. Another person is going to render a 3d boat I needed.
Won't be long now and the polish for the program will be done!
Thanks to all who pointed me to some great links. Maybe we could make this a sticky for others? That or start a new thread with a better title and sticky that one. Mods?